Topstep Rolls New Plans & Price Jump

Topstep 2026 Rule Overhaul: What Prop Traders Need to Know  

Topstep, one of the longest-running futures prop firms, rolled out significant changes to its Express Funded Account and payout structure in early 2026. Here's the breakdown for anyone considering or already trading with them.New Payout Paths (Effective Feb 5, 2026)

Traders can now pick between:

• Standard Path: Same as before — 5 winning days of $150+ to request payouts.

• Consistency Path: New option — only 3 trading days with a 40% consistency target (profits can't vary too wildly day-to-day).

This gives more flexibility but rewards steady performance over big swings.Profit Split & Payout Caps  

• For anyone joining on or after Jan 12, 2026: All payouts now follow a fixed 90/10 split (you keep 90%).

• First 4 payouts in Express Funded Accounts are limited to 50% of available balance — the rest stays in the account until later withdrawals.

Other Notable Tweaks  

• Winning days must now be earned in a Live account (no carryover from Express).

• Stricter definitions for what counts as a "winning day" on the new dashboard ($150+ threshold).

• Ongoing platform adjustments on TopstepX (their mandatory trading app).

These updates aim to promote discipline and long-term trader success while tightening risk controls. If you're in a Topstep Combine or Funded Account, check your dashboard and the official policy page for how it affects you: https://help.topstep.com/en/articles/8284233-topstep-payout-policy  

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Have these changes helped or hurt your prop journey? Drop a reply — I'd love to hear your take.Stay sharp,

Smooth Trader